Licensing & Disclosures
Regulatory and licensing information for HELOC Shopper.
Operator Information
- Site Name
- HELOC Shopper
- Operated By
- Morgan Hardy
- Individual NMLS
- #1906208
- Employer
- Foundation Mortgage
- Phone
- 615-948-1860
- [email protected]
Licensed States
Morgan Hardy, NMLS #1906208, is currently licensed to originate mortgage loans in the following states. Licensing is subject to change.
To verify current licensing, visit the NMLS Consumer Access website and search for NMLS #1906208. NMLS Consumer Access
Company Compliance Disclosures
Foundation Mortgage, NMLS #1464897. Equal Housing Lender. Licensed mortgage lender. All loans subject to credit approval. Not all applicants will qualify. Program availability, rates, terms, and conditions are subject to change without notice. This website is operated by Morgan Hardy, a licensed mortgage professional affiliated with Foundation Mortgage.
Educational Purpose Disclaimer
HELOC Shopper is an educational and mortgage-shopping resource operated by Morgan Hardy. Program availability and qualification vary by borrower, property, provider, and state.
This website is for informational and educational purposes only. It is not a commitment to lend, a guarantee of qualification, or a guarantee of any particular rate, term, or program availability.
HELOC underwriting guidelines change frequently. Credit-score thresholds, CLTV limits, line amounts, property rules, and available terms shown on this site are educational snapshots and may change before you apply. Not all borrowers will qualify. All lending decisions are subject to lender approval.
Nothing on this site constitutes legal, tax, or financial advice. Consult qualified professionals before making decisions about your property, financing, or legal structure.
NMLS Consumer Access
Consumers may verify the licensing status of Morgan Hardy (NMLS #1906208) through the Nationwide Multistate Licensing System & Registry (NMLS) Consumer Access.
www.nmlsconsumeraccess.orgLast updated: August 2026. This page is subject to change as licensing and company information changes. Contact Morgan with any questions.